What Sellers Pay at Closing in Texas

When you sell a home in Texas, several costs come out of your proceeds at closing. Exact amounts are negotiable and vary by transaction, but here's what sellers typically pay.

Common seller costs

• Owner's title policy — customarily paid by the seller in most Texas markets (negotiable in the contract).
• Real estate commissions — usually the largest line, paid to the brokers involved.
• Prorated property taxes — your share of the year's taxes up to the closing date, credited to the buyer.
• Document preparation for the deed and any release of your existing loan.
• Escrow/closing fee — often split between buyer and seller.
• Your mortgage payoff, plus any HOA transfer fees or unpaid assessments.

Estimate your net proceeds

The fastest way to see roughly what you'll walk away with is to run a seller net sheet — sale price minus your payoff, commissions, and closing costs. Our Title Quote & Closing Estimator does this for you in seconds, and we'll prepare an exact net sheet on request.